(Effective April 13th, 2010)
The Credit Union's Annual Building Block Club Party (for members under 18 years old) will be held Monday May 3rd at the Sanborn Fire Hall on Buffalo Street in Sanborn NY. The party will be from 5:00 to 7:00 P.M. food and beverages will be served. Please call the Credit Union to register by Thursday April 29th.

Shares, IRA shares, Christmas & Vacation Clubs:
Rates quoted in Annual Percentage Yield (APY)
$5.00-$100.00  
0.00% APY
$100.01-$750.00  
0.25% APY
$750.01-$1,500.00  
0.50% APY
$1,500.01-$3,000.00   0.75% APY
$3,000.01 and over   1.00% APY
     
Share and IRA Certificate Rates:
12 Month CD (minimum balance $500.00)
0.75% APY
18 Month CD (minimum balance $500.00)
1.00% APY
24 Month CD (minimum balance $500.00)
1.26% APY
30 Month CD (minimum balance $1,000.00)
1.51% APY
1 Year Jumbo CD (minimum balance $25,000.00)
2.27% APY
     
Penalties for early withdrawal of Certificates are 30 days dividends for 12, 18 and 24 month CD's and 90 days dividends for the 30 month and Jumbo CD's.

The above rates may change periodically, please call for current rates.
     
Loan Rates:
Rates quoted in Annual Percentage Rates (APR)
Share Secured  
4.75% APR
Master card  
8.90% APR
     
The following rates may be higher based on your credit score:
New & Used auto 3 years or less
5.50% APR
New & Used autos 3 years to 5 years
5.75% APR
New Autos 6 years  
6.00% APR
Recreational Vehicles   7.50% APR
Personal (unsecured)  
10.00% APR
Overdraft Line of Credit  
10.00% APR
Anytime Loan (1 year maximum term) 9.00% APR
Home Equity 7.00% APR
Home Improvement 7.00% APR
1st Mortgages** (call office for current rates)