The Credit Union's Annual Building Block Club Party (for members under 18 years old) will be held Monday May 3rd at the Sanborn Fire Hall on Buffalo Street in Sanborn NY. The party will be from 5:00 to 7:00 P.M. food and beverages will be served. Please call the Credit Union to register by Thursday April 29th.
At Niagara Wheatfield Federal Credit Union, meeting the financial needs of the members we serve is our most important objective. When you have a need for a loan, a full service credit union such as ours can provide loans for any worthwhile purpose.

Personal Loans
Loans for as little as $500.00, or as much as $15,000.00 are available for any worthwhile purpose. Convenient repayment terms are always set to meet your budget.

Auto Loans
Buying that new or used auto is quick and easy at your Credit Union. We have flexible repayment plans and will even pre-approve a loan amount, so you can shop like you have “cash in your pocket”.
New auto loan financing is available up to 100% of the sales price of the vehicle, including sales tax and registration (excluding insurance). Used auto loan financing is available at the same rates as new autos. And the amount financed will be determined by the age of the auto, dealer invoice, and /or the NADA retail value. Contact our consumer loan department for more information.

2nd Chance auto financing is also offered for those Members who already have higher-rate vehicle loans through other lenders. By refinancing your existing loans at our lower rates, we may be able to give you lower monthly payments without extending your loan’s original term.

Pledged Loans
Use your Regular Share account or Certificate of Deposit as collateral for our Pledged Loans. You pay only 3.50% above the corresponding share/certificate rate for the term of the loan (minimum to 4.75%).

Recreational Vehicle Loans
We can provide financing for boats, snowmobiles, motor homes, campers and motorcycles. With 24 hour turn around time, you can be on your way!

Real Estate Loans
Exceptional personal service, fast and local decisions and a vast array of competitive rates and products is what you can expect to find at your full-service mortgage lender Niagara Wheatfield Federal Credit Union. If you're a first-time home buyer, building your dream home, or refinancing your existing mortgage we have a loan for you at a great rate. And we will make the process fast and easy.

Whether you’re making your first home purchase, relocating to the area, refinancing an existing loan, or looking for a fixed rate loan Niagara Wheatfield’s Federal Credit Union’s loan Officers are here to help you make the right financial decision.

Credit Cards are available with a maximum limit of $5,000.00 at a low fixed rate.
Overdraft line of credit loans are available with a maximum limit of $2,500.00 (available only to the primary member listed on the account).