HISTORY
The Niagara Wheatfield Federal Credit Union was chartered by NCUA on October 28th 1960. Our original charter was for employees and elected members of the Board of Education of the Niagara Wheatfield Central School District #1 who worked in Niagara County, New York; employees of the credit union; members of their immediate families and organizations of such persons.

During our first full year of operation (1961) our total income for the year was $71.78, expenses totaled $34.05 and we had a net income of $37.73. Our unsecured loan limit was $200.00 and our secured loan limit was $400.00, and at the end of 1961 we had a total membership of 83 members.

The hours of operation were from 3:30 to 4:30 the first Friday after each payday.

Over the years we have grown and expanded our Charter to include the following Sponsor Groups:
Employees of:

• Holy Ghost Lutheran Church
• Hutchins Angert
• Voss Manufacturing Inc.
• St. Peters Lutheran School
• Franklin Traffic Service Inc.
• Shipman Printing Industries
• Rivershore Inc.
• TPB Enterprises
• NETP Inc.
• Rhoney Funeral Home
• Sisson Building Supplies Inc.
• D.F Calkins Lumber Inc.
• Uncle Sam’s Antiques
• Dog Eat Dog Advertising
• Sanborn Greenhouses

We also expanded our definition of immediate family to include, Parent, Grandparents, Spouse, Child, Grandchild, Aunt, Uncles, & Siblings.

We currently have approximately 3,000 members and have expanded our services to better serve our membership (click on services for a list of services we currently offer).